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450.5% APR Representitive

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Logbook Calculator

Welcome to Logbook Calculator – If you own a vehicle-whether it’s a car, van or even a motorcycle we could potentially help you release the cash from your vehicle the same day anywhere in England, Wales and with mobile underwriters in Scotland!

With Trust Pilot customer ratings of 8.9 / 10, Logbook Calculator is one of the UK’s favourite Logbook Lenders. (July 2016). is authorised and regulated by the Financial Conduct Authority and we are proud members of the Consumer Credit Trade Association.

Steps of the loan process

At Logbook Calculator we consistently provide solutions for people looking to raise finance through an alternative method. Our logbook loans are totally transparent as we only make our money on the interest we charge and not through fees or hidden exit charges.

We pride ourselves on providing a flexible logbook loan. With no hidden fees, the ability to settle early with no penalty, make overpayments and pay less interest, and the choice of a weekly or monthly payment schedule to suit your circumstances, we believe that we can find a logbook loan tailored to you.

At LogbookCalculator we have streamlined the process of lending to make getting a loan simple and convenient. Each party has its own responsibilities throughout the loan process, and this is how the application process will work:

You, the customer: In order to complete the application process, you’ll need to demonstrate that you are the legal owner and registered keeper of the vehicle, so you’ll need to bring your V5 registration form with you to the appointment. Next, the vehicle must be free or nearly free of finance and you will need to ensure that it is insured and has a valid MOT. You’ll also need to provide proof of your identity, current address and income. If the loan is approved, we will take you through the paperwork you need to sign, including a consumer credit agreement and the bill of sale.

Logbook Calculator: Visit one of our 60 branches or call our New Business Team to discuss any queries about your loan requirements. Once we’ve inspected and valued your vehicle, we will then let you know how much you can comfortably afford to borrow, and calculate the repayments to ensure your loan is affordable. Treating customers fairly is at the heart of what we do, so we always want to make sure that the loan is tailored to your requirements. If your loan application is approved, we could be handing you the money on the same day.

The loan itself

We believe our logbook loans are highly competitive and here are just some of the features:

  • Monthly or weekly payments
  • Flexible terms
  • We loan on vehicles of any value, any age
  • Stores across England and Wales, and mobile underwriters in Scotland
  • Poor credit considered
  • CCJ’s considered

Feel free to read our website, especially our FAQs page for more specific features. Most importantly, contact us whenever you need a simple and convenient loan.


Representative example:

if you borrow£850 over 18 months
at a flat rate of132% per annum (fixed)
with a representative 450.5% APR
You will make 17 Monthly Payments of £140.72 and 1 payment of £140.76, repaying £2,533.00 in total.
However, we only charge interest monthly and we do not penalise you for early settlement. If you repaid the loan in one month it would cost you just £93.50 and nothing more.